As most of you already know, Patrick and I just bought our first house! We have decided to stick around Atlanta for a little while longer. :) This is my first attempt at blogging, so please be patient over the next few weeks as I try to figure all this out. Since our family and so many friends live in other areas, I thought it would be great to have this way for everyone to stay up to date on our lives, and the progress on the home.
If you would like to see how Patrick and I got to this point, please see the “About Me” section to the right. But I will go into some detail into our home buying process for those who are interested! It all started on September 7, when we met with Nia Knowles for the first time. She soon became our choice as our agent, and we couldn’t be happier with that decision! We looked at around 10 homes (maybe more) between September 21 and October 12, when we placed an offer on our house. Yay! The whole process of finding a home went much faster than Patrick and I expected, but we couldn’t pass up this house!
Finding the house was the easy part; the hard part was dealing with the lenders (we are working with Wells Fargo). First let me explain to you that the house was built in 1935 and has a very outdated kitchen; from the beginning we planned to renovate it. So we chose to do a 203k loan, which allows us to combine a renovation loan into our mortgage as one larger loan. We thought this would be a simple process, but we were wrong! It could have been much easier, but our lending agent/mortgage associate dropped the ball many times in the process, extending what should have been a 45 day process into something that lasted nearly 80 days. We ended up closing on December 30, and moving on December 31, which barely got us out of the apartment by our January 1 deadline!
But it was all worth it, because we spent the last night of 2011 in our new home! <3
Pictures to follow in the next post, and in the next few days I will try to post some more details about the renovation.
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